The currency in Kenya is the Kenyan Shilling. Approximate exchange rate : USD 1 = KES 125 This cannot usually be exchanged back into hard currency, so whatever you change you will have to either spend, give away or take home. It is worth noting that your on-the-ground expenditure in most parts of Africa should not be as high as you might be used on other trips since all of your accommodation is pre-paid, with many of your meals and activities also being included. We recommend taking a modest amount of cash US$, a small proportion of which you can change into local currency. Then back this up with debit and credit cards. Virtually all major cash payments can be settled in US$. Note that some US$ banknotes may not be accepted due to the high levels of counterfeit currency in circulation in Africa. We recommend that you only travel with US$ bills dated 2013 or later. A small amount of KSh can come in handy for small purchases at roadside stalls and stores. Exchanging US$ for KSh is possible in most locations, although exchange rates will vary. Larger, newer and better condition US$ bills generally attract a better exchange rate. Other hard currencies can be used, notably Euro, although may be subject to more unfavourable rates of exchange. Credit and debit cards are now accepted at most major stores and lodges and can be used to make payments. Virtually all locations charge a significant premium for using a card, 5% to 10% is common, higher rates in excess of 25% can be encountered. Travellers checks are no longer widely accepted. It may be significantly easier and cheaper to carry cash, but this does obviously heighten the risk of loss or theft. Refer to the section on crime for more information. There are very few cash machines or ATM’s, except in the major urban centres, where banks can also be found. If you ever run out of money, then your safari operator or lodge owner should be able to bail you out, with our assistance where necessary. When trying to assess exactly how much cash to take, most people seem to settle on somewhere between US$50 and US$200 per person per day. The more you take, the more you are likely to bring back home with you. It is more a case of how much you feel comfortable carrying. Note that your largest expenditure is likely to be tips, which could exceed US$25 per person per day.